The big freeze is here – are your commercial vehicles up to it?

Commercial vehicle insurance is the safest and easiest way to protect business vehicles; regardless of whether you operate a few commercial vans or an entire fleet. This type of cover is especially important during these winter months when road accidents are more common than ever.

What’s more, back in 2011 the Government introduced its Continuous Insurance Enforcement (CIE) law, which says that every vehicle in the UK must be insured – even when out of use, unless a SORN is declared. Failure to comply could result in a £100 fixed penalty notice, the vehicle being seized and disposed of, and even a £1,000 fine.

At Hine, we believe in taking the headache out of arranging insurance. We provide cover that is affordable and tailored to your specific needs, so you can rest assured should you ever need to make a claim.

In addition to comprehensive insurance cover, regular maintenance checks are another great way to avoid any nasty surprises while out on the road. We recommend that you check the following regularly:

  • Tyres Make sure tyres are inflated to the correct pressure; this will not only improve tyre grip, but fuel efficiency too.
  • Lights and battery Always ensure that all lights are in working order, clean and replaced if damaged. Then check that your battery is fully charged to avoid ever being stranded on the side of the road.
  • Anti-freeze Filling your radiator with anti-freeze will prevent it from stalling. And when added to your screen wash, anti-freeze will help to melt ice away quickly.
  • Brake pads and discs Ice, rain and snow have a huge effect on brake performance. A healthy set of brake pads will allow you to slow down and stop within good distance and prevent unnecessary accidents happening.

By carrying out these simple checks and arranging commercial vehicle cover with Hine, you can protect yourself, your drivers and of course other motorists. Remember, whatever the trade, we have a commercial vehicle insurance policy to suit every business and budget.

If you have a query regarding commercial vehicle insurance or you would like helpful tips on maintaining your vehicle during winter, request a call back by clicking here.

For more information, or a competitive quote simply call 0161 438 0000. Alternatively, you can email us at or visit for further details.

Andy Guy
Andy Guy

Hi there! I'm Andy, I'm the Head of Charity and Faith Insurance at Hine Insurance with over 30 years experience.

In my spare time, I'm a trustee of a church and I enjoy walking and getting to grips with the garden.

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